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Carrying out proper debt collection management is essential for all businesses. This is more evident in exceptional circumstances like the present, where cash flow is the focus of any company and managers and owners realize its importance for business survival. Often, this task becomes laborious for many of them, who have to deal with clients who fail to meet their payment commitments, leading to financial problems for their business. This can affect their growth, as sometimes they must resort to alternative financing sources to continue existing and, in the worst case, can be dragged to closure due to lack of liquidity. For this reason, it is very important that every company has a debt collection policy, implementing methodologies that allow it to be more effective and, consequently, avoid the serious problems that delinquency entails.

Surely we have all recently heard the expression that information is gold. In recent years, the term Big Data has gained prominence among us, especially in the business world, as it allows, among other things, to convert the data we obtain from third parties into products or services to offer to potential clients.

The role played by human resource departments in companies has constantly evolved from its origins. Today, in such a complex and volatile environment, the functions they perform can be key to the progress of organizations and become a competitive and differentiating advantage compared to the rest.

The Directorate-General for Labour has published the work calendar for 2026, with nine common public holidays throughout Spain and the possibility for autonomous communities to adjust some dates according to their traditions. Knowing these dates in advance is key to planning payroll, leave and personnel management, avoiding errors and ensuring the smooth running of the company.  

Effective debt collection management is crucial for all companies, especially under exceptional circumstances like the present, where cash flow becomes central to the survival of the business

The arrival of the Verifactu system has generated much debate among companies and self-employed professionals. Although initially perceived as a new regulatory requirement for invoicing, it can actually become an opportunity to modernise internal processes and gain control over the business's economic and commercial information.

Yes, debts are not for life; debts can be canceled, and a fresh start can be made.

The second chance has been in force since 2013 for individual entrepreneurs and since 2015 for any non-entrepreneurial individual. It may not be, from a technical point of view, and in my opinion, the best possible second chance law, but it is a law that allows for the exoneration of debts, and that is what is important. The law must be useful and functional, and for this reason, it must be utilized so that thousands of over-indebted, insolvent individuals can achieve the exoneration of their debts and start again as active members of society.