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There are many reasons why it's good to make a will. The first one is that it is a document that can be changed throughout life as many times as desired; it is simple and has an affordable cost. On the other hand, it has great importance, as it avoids numerous problems in the future and offers peace of mind for family members and heirs. It is the simplest and cheapest option for a person to orderly transfer their assets to their heirs.

The European Court has responded to the questions raised by the Barcelona Court of Appeal in the sense of specifying the time limit applicable to the claim for mortgage expenses. 

Yes, debts are not for life; debts can be canceled, and a fresh start can be made.

The second chance has been in force since 2013 for individual entrepreneurs and since 2015 for any non-entrepreneurial individual. It may not be, from a technical point of view, and in my opinion, the best possible second chance law, but it is a law that allows for the exoneration of debts, and that is what is important. The law must be useful and functional, and for this reason, it must be utilized so that thousands of over-indebted, insolvent individuals can achieve the exoneration of their debts and start again as active members of society.

At Grup Carles we consolidate the area of ​​Mergers and Acquisitions and become co-founders of IBER CF, a new international network of corporate finance, audit and legal advice.

Find out how to access grants to remove asbestos in Catalonia in 2025. Everything you need to know about subsidies, terms and benefits. Remove asbestos from your building.

According to VAT regulations, a corrective invoice must be issued in cases where the original invoice does not meet some of the requirements established as mandatory in the regulation governing invoicing obligations. It is also mandatory in cases where the charged VAT rates have been incorrectly determined or when circumstances occur that lead to the modification of the taxable base (return of containers or packaging, discounts, cancellation of operations, alteration in prices or provisional prices, non-payments).

The collaboration between the two entities is born with a spirit of cooperation to activate labour inclusion in a context of crisis.

The Self-Employment Program promotes entrepreneurship projects through the Specialized Insertion Service.