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It is a commission from the Polytechnic University of Catalonia to study how to improve the generation of renewable energies

Yes, debts are not for life; debts can be canceled, and a fresh start can be made.

The second chance has been in force since 2013 for individual entrepreneurs and since 2015 for any non-entrepreneurial individual. It may not be, from a technical point of view, and in my opinion, the best possible second chance law, but it is a law that allows for the exoneration of debts, and that is what is important. The law must be useful and functional, and for this reason, it must be utilized so that thousands of over-indebted, insolvent individuals can achieve the exoneration of their debts and start again as active members of society.

When we talk about environmental assessment, the first thing that often comes to mind is a long and complex administrative process. But this perspective is quite far from reality. Environmental assessment should not just be a document that has to be submitted; it should be a strategic tool to protect our environment and improve those elements that transform the territory.

During 2025, corporate delinquency in Spain remained at similar levels to the previous year. According to the study on credit risk management in Spain carried out by Crédito y Caución and Iberinform, between 22% and 26% of companies have recorded significant defaults.

Royal Decree-Law 3/2026, of February 3, approved by the Spanish Government, establishes the official revaluation of public pensions for 2026 and introduces a set of urgent measures in the area of Social Security. This decree consolidates many of the new developments that we already outlined in our January 11 article “Pensions and contributions 2026: main changes,” with definitive details on contribution rates, maximum and minimum bases, and special assistance for workers and companies.

Preparing a good job interview is key to making the right decisions in a recruitment process and offering a good experience.

The Social Security contribution rebate for R&D&I activities is one of the most immediate and least known measures to support innovation among companies.