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News and articles
Save on taxes when buying a home: rebates and reduced rates
Water management in companies
To mark World Water Day, Grup Carles would like to talk about the importance of managing this vital resource. Today, with the drought situation, the population's concern about the need to manage its use correctly has increased.
Breaking down the Voluntary CSRD Modules: A Tool for Sustainable SMEs
In this article, we will explore in detail the different modules of the voluntary CSRD and how SMEs can use them to strengthen their commitment to sustainability.
How life cycle analysis can improve competitiveness and business transparency
In the current situation, where sustainability has been consolidated as an essential pillar, life cycle analysis emerges as an indispensable tool for all industries, especially those linked to construction and the manufacture of materials.
Important Changes to IRPF for Rentals Starting in 2024
Recent changes in tax deductions for housing rentals in the personal income tax (IRPF), effective with the new Housing Law 12/2023 from January 1, 2024, are detailed below:
The Importance of Proper Planning for Family Business Succession
Early planning for the generational succession of a family business is essential for achieving tax optimization and significant tax savings when inheriting shares of a family business or receiving them through donation.
Sustainability as a fundamental pillar for business success
The current global scenario, with accelerated climate change, the energy crisis, and extreme weather phenomena, makes sustainability in businesses a crucial element to ensure a sustainable and prosperous future. Additionally, the demands of the markets in terms of quality and service, as well as economic and business restrictions, highlight the need for a paradigm shift in business. This transformation requires leaders with a cross-functional profile who can effectively respond to these challenges while ensuring the continuity and success of the company.
Operating in Financial Markets: What should be considered?
Nowadays, operating in financial markets is accessible to everyone. Whether through the bank or simply by registering with an online broker, one can have an account open in just a few minutes. As a result, more and more people are entering this world to earn extraordinary income. But, is everyone prepared to operate in the markets?
Legislative news
RDL 16/2025: Social, Tax, and Social Security Measures
Royal Decree-Law 16/2025, of 23 December, extending certain measures to address situations of social vulnerability and adopting urgent measures in tax and Social Security matters.
This Royal Decree-Law extends various measures aimed at addressing situations of social vulnerability, with the goal of protecting the groups most affected by the current economic context. It also introduces urgent measures in tax and Social Security matters, aimed at ensuring system stability and support for individuals and businesses. The regulation maintains and adapts existing social protection instruments and introduces temporary fiscal adjustments.
RDL 2/2026: Urgent measures on social vulnerability and tax matters
RDL 2/2026 of 3th February introduces urgent measures to protect people in situations of social vulnerability, address tax issues, and manage resources of territorial financing systems.
RDL 3/2026: Revaluation of Public Pensions and Other Urgent Measures Regarding Social Security
Royal Decree‑Law 3/2026, of February 3, establishes the revaluation of public pensions for 2026 with a general increase of 2.7 % and higher increases for minimum, non-contributory pensions and the IMV, and includes other urgent measures regarding Social Security, such as adjustments to contributions and technical measures for the system.
All interns will pay contributions as of 2024
Starting January 1, 2024, all companies will be required to register interns with Social Security, regardless of whether they are engaged in paid internships or not.